White collar crimes may not involve violence, but the consequences can be just as life-altering as those tied to more traditional criminal offenses. These cases involve allegations of fraud, financial deception, corporate misconduct, and violations of federal law. Penalties often include significant fines, restitution, forfeiture of assets, and lengthy federal prison sentences.

If you are under federal investigation—or believe charges may be coming—understanding how these cases work is essential. At The Law Offices of Thomas J. McHugh, PLLC we defend individuals and businesses throughout San Antonio and Texas against complex white collar allegations at both the state and federal levels.

What Are White Collar Crimes?

White collar crimes involve the use of deception, manipulation, or abuse of trust to obtain financial gain. They are commonly investigated by agencies such as:

• FBI
• IRS Criminal Investigations
• Department of Justice (DOJ)
• Securities and Exchange Commission (SEC)
• Department of Homeland Security (DHS)
• Postal Inspection Service

These agencies work with federal prosecutors who often spend months or years building a case before charges are filed.

Common Types of White Collar Crimes in Texas

White collar investigations cover a wide range of offenses. The most common include:

1. Fraud Crimes

Fraud is the most frequently prosecuted financial offense and may include:

• Wire fraud
• Mail fraud
• Bank fraud
• Mortgage fraud
• Insurance fraud
• Healthcare fraud (Medicare/Medicaid)
• Securities fraud / Investment fraud
• Credit card fraud

Convictions can carry decades in federal prison depending on the scope of the alleged scheme.

2. Embezzlement & Corporate Theft

Embezzlement involves misappropriating funds entrusted to you—often uncovered through financial audits or whistleblowers.

Penalties depend on the amount of money involved and whether the case is prosecuted at the state or federal level.

3. Money Laundering

Money laundering charges often accompany other offenses such as drug trafficking, fraud, bribery, or organized crime.

Penalties may include:

• Up to 20 years in federal prison
• Seizure of all related assets
• Heavy fines

The government aggressively pursues these cases because they involve “cleaning” illegal proceeds to make them appear legitimate.

4. Tax Evasion & Tax Fraud

The IRS investigates individuals and businesses suspected of:

• Underreporting income
• Falsifying financial records
• Misusing deductions
• Hiding funds offshore
• Payroll tax violations

Tax crimes often lead to federal charges and require immediate intervention.

5. Public Corruption & Bribery

These cases involve alleged misconduct by:

• Public officials
• Government employees
• Contractors
• Law enforcement

They are high-profile and aggressively prosecuted due to public trust considerations.

6. Racketeering (RICO) & Conspiracy Charges

Under federal RICO laws, prosecutors may tie individuals into broader criminal enterprises—even if their alleged role was small. This can lead to enhanced penalties and asset forfeiture.

How White Collar Investigations Work

Federal investigations into white collar crimes are often highly sophisticated. They may involve:

• Subpoenas for bank and financial records
• Surveillance and wiretaps
• Forensic accounting
• Email and digital data analysis
• Interviews with employees and witnesses
• Cooperation agreements with co-defendants

By the time you learn you are under investigation, the government may already have gathered extensive evidence.

This is why early legal representation is critical.

Defending Against White Collar Charges

White collar cases often involve large volumes of documents, complex financial trails, and technical evidence. At The Law Offices of Thomas J. McHugh, PLLC, we build strong defense strategies by:

✔ Challenging the legality of searches and seizures

✔ Exposing weaknesses in financial or forensic evidence

✔ Demonstrating lack of intent

✔ Contesting improper government assumptions

✔ Negotiating for reduced charges

✔ Seeking dismissal where possible

✔ Protecting your assets and reputation

Intent is often the most important element—and one that can be strongly defended.

Why You Need a Federal White Collar Defense Attorney

White collar crimes differ significantly from other criminal cases. They require:

• Deep understanding of federal statutes
• Financial and accounting knowledge
• Experience dealing with federal prosecutors
• Ability to navigate complex evidence
• Insight into federal sentencing guidelines

An attorney without federal defense experience may not be equipped to handle these cases effectively.

Protect Your Future—Speak With a San Antonio White Collar Defense Attorney

If you are being investigated or have already been charged, time is critical. Federal white collar cases move quickly, and early intervention can significantly change the outcome.